/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
img, svg { max-width: 100%; display: block; }

:root {
  --navy: #1c2e47;
  --navy-2: #263a55;
  --accent: #b56342;
  --accent-2: #c8775a;
  --ink: #2a251f;
  --ink-2: #4d473e;
  --muted: #80766a;
  --line: #e3dbc7;
  --bg: #f6f1e7;
  --bg-2: #faf5ec;
  --bg-3: #ede4cf;
  --max: 1140px;
  --r: 12px;
  --r-lg: 18px;
  --shadow: 0 8px 30px rgba(28, 46, 71, .08);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
}

h1, h2, h3 { font-family: 'Inter', system-ui, sans-serif; letter-spacing: -0.02em; line-height: 1.15; color: var(--ink); }
h1 { font-size: clamp(2rem, 4.5vw, 3.4rem); font-weight: 800; margin: 0 0 1rem; }
h2 { font-size: clamp(1.5rem, 3.2vw, 2.25rem); font-weight: 700; margin: 0 0 1rem; }
h3 { font-size: 1.15rem; font-weight: 700; margin: 0 0 .5rem; }
p  { margin: 0 0 1rem; color: var(--ink-2); }

a { color: inherit; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 1.5rem; }
.hidden { display: none; }

.section__eyebrow {
  text-transform: uppercase; letter-spacing: .15em; font-size: .8rem;
  color: var(--accent); font-weight: 700; margin: 0 0 1rem;
}
.section__title { text-align: center; }
.section__sub { text-align: center; color: var(--muted); max-width: 600px; margin: 0 auto 2.5rem; font-size: 1.05rem; }

/* ---------- Nav ---------- */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(250, 245, 236, .92);
  backdrop-filter: saturate(180%) blur(8px);
  border-bottom: 1px solid var(--line);
}
.nav__inner {
  max-width: var(--max); margin: 0 auto; padding: 1rem 1.5rem;
  display: flex; align-items: center; justify-content: space-between;
}
.brand { display: inline-flex; align-items: center; gap: .6rem; text-decoration: none; }
.brand__mark { color: var(--accent); font-size: 1.2rem; font-weight: 900; letter-spacing: -.05em; }
.brand__name { font-weight: 800; letter-spacing: -.01em; color: var(--navy); }
.nav__cta {
  background: var(--navy); color: white; padding: .55rem 1rem; border-radius: 999px;
  text-decoration: none; font-weight: 600; font-size: .9rem;
  transition: background .15s ease;
}
.nav__cta:hover { background: var(--navy-2); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block; padding: .95rem 1.6rem; border-radius: 999px;
  font-weight: 700; text-decoration: none; border: 0;
  cursor: pointer; font-size: 1rem; transition: transform .08s ease, box-shadow .15s ease, background .15s ease;
}
.btn--primary { background: var(--accent); color: #faf5ec; box-shadow: 0 6px 20px rgba(181, 99, 66, .28); }
.btn--primary:hover { background: var(--accent-2); transform: translateY(-1px); }
.btn--full { width: 100%; }
.btn--lg { padding: 1.1rem 2rem; font-size: 1.05rem; }

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(181, 99, 66, .14), transparent 60%),
    radial-gradient(900px 500px at 10% 110%, rgba(28, 46, 71, .07), transparent 60%),
    linear-gradient(180deg, #faf5ec 0%, #f1e8d4 100%);
  padding: 4rem 0 5rem;
  border-bottom: 1px solid var(--line);
}
.hero__inner {
  max-width: 880px; margin: 0 auto; padding: 0 1.5rem; text-align: center;
}
.hero__badge {
  display: inline-block; background: #faf5ec; color: var(--navy);
  padding: .45rem 1rem; border-radius: 999px; font-size: .85rem; font-weight: 600;
  border: 1px solid var(--line); margin-bottom: 1.5rem; box-shadow: var(--shadow);
}
.hero__title { margin-bottom: 1.25rem; }
.hero__title--accent { color: var(--accent); }
.hero__sub { font-size: 1.15rem; color: var(--ink-2); max-width: 680px; margin: 0 auto 2rem; }
.hero__meta { margin-top: 1rem; color: var(--muted); font-size: .9rem; }

/* ---------- Trigger ---------- */
.trigger { padding: 4rem 0; background: var(--navy); color: #ede4cf; }
.trigger .section__eyebrow { color: var(--accent-2); text-align: center; }
.trigger__lede { font-size: 1.15rem; max-width: 760px; margin: 0 auto 1.25rem; text-align: center; color: #d4cdb9; }
.trigger__lede strong { color: #faf5ec; }

/* ---------- Qualify ---------- */
.qualify { padding: 5rem 0; background: var(--bg); }
.qualify__grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1.25rem;
  max-width: 1000px; margin: 0 auto;
}
.qualify__card {
  background: var(--bg-2); border: 1px solid var(--line); border-radius: var(--r-lg);
  padding: 1.5rem; text-align: left;
}
.qualify__icon { font-size: 2rem; margin-bottom: .75rem; }

/* ---------- How it works ---------- */
.howitworks { padding: 5rem 0; background: var(--bg-2); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.steps { list-style: none; padding: 0; margin: 0 auto; max-width: 720px; display: grid; gap: 1.5rem; }
.step { display: flex; gap: 1.25rem; align-items: flex-start; background: #faf5ec; padding: 1.5rem; border-radius: var(--r-lg); box-shadow: var(--shadow); border: 1px solid var(--line); }
.step__num {
  flex: 0 0 auto; width: 2.5rem; height: 2.5rem; border-radius: 999px;
  background: var(--accent); color: #faf5ec; display: grid; place-items: center;
  font-weight: 800;
}

/* ---------- Form ---------- */
.form-section { padding: 5rem 0; background: var(--bg); }
.form {
  max-width: 720px; margin: 0 auto; background: var(--bg-2);
  padding: 2rem; border-radius: var(--r-lg); border: 1px solid var(--line);
  box-shadow: var(--shadow);
}
.form__row { margin-bottom: 1rem; }
.form__row--split { display: grid; gap: 1rem; grid-template-columns: 1fr 1fr; }
@media (max-width: 600px) { .form__row--split { grid-template-columns: 1fr; } }
.form__field { display: block; }
.form__label { display: block; font-size: .9rem; font-weight: 600; margin-bottom: .35rem; color: var(--ink); }
.req { color: var(--accent); }
.form input[type="text"], .form input[type="email"], .form input[type="tel"], .form select, .form textarea {
  width: 100%; padding: .75rem .85rem; border: 1px solid var(--line); border-radius: var(--r);
  background: #faf5ec; font-size: 1rem; font-family: inherit; color: var(--ink);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.form input:focus, .form select:focus, .form textarea:focus {
  outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(181, 99, 66, .18);
}
.form__fineprint { font-size: .8rem; color: var(--muted); margin: 1rem 0 0; line-height: 1.5; }

/* ---------- FAQ ---------- */
.faq { padding: 5rem 0; background: var(--bg-2); border-top: 1px solid var(--line); }
.faq__item {
  background: #faf5ec; border: 1px solid var(--line); border-radius: var(--r);
  margin: 0 auto .75rem; max-width: 760px; padding: 1.1rem 1.4rem;
  transition: border-color .15s ease;
}
.faq__item summary {
  cursor: pointer; font-weight: 600; color: var(--ink); list-style: none;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
}
.faq__item summary::after { content: '+'; color: var(--accent); font-size: 1.4rem; font-weight: 600; transition: transform .2s ease; }
.faq__item[open] summary::after { transform: rotate(45deg); }
.faq__item p { margin: .8rem 0 0; color: var(--ink-2); }
.faq__item:hover { border-color: var(--accent); }

/* ---------- CTA band ---------- */
.cta-band {
  padding: 4rem 0; background: var(--navy); color: #faf5ec; text-align: center;
}
.cta-band h2 { color: #faf5ec; margin-bottom: 1.5rem; }

/* ---------- Footer ---------- */
.footer { padding: 2.5rem 0; background: #14202f; color: #9a9282; font-size: .9rem; }
.footer .brand__name { color: #faf5ec; }
.footer__inner { display: flex; gap: 2rem; justify-content: space-between; align-items: flex-start; flex-wrap: wrap; }
.footer__tag { margin-top: .5rem; color: #9a9282; }
.footer__legal { max-width: 520px; text-align: right; }
@media (max-width: 600px) { .footer__legal { text-align: left; } }